Material losses, withdrawing investors, lost supplier ties—these are dreadful problems every small business faces following a disastrous calamity. Most have secured business interruption insurance policies to cover for income loss while trying to get back on track. But others end up in utter disappointment as their claims are reduced, if not denied.
The tendency is to immediately seek legal measures to resolve the situation. The focus on restoring the business is diverted as monetary resources are exhausted on the lawsuit. But in the end, there are only two possibilities: the claim being awarded or the efforts ending up futile.